Pre-Tax Public Transport Savings Calculator

Discover how much your team could save each year by using IRD-approved, pre-tax public transport benefits through the Extraordinary Platform. That’s money straight back in their pockets, without increasing salary costs for your business.

Pay less tax, calculate savings now

Discover how much you could save each year by using IRD-approved, pre-tax public transport benefits through the Extraordinary Platform. That’s money straight back in your pockets, without increasing salary costs for your business.

My annual salary is
$
(before tax)
I spend
$
on public transport every week
Kiwi saver contributions:
%
Without pre-tax
Taxable income
$0
Tax paid
-
$0
KiwiSaver (employee)
$0
Take home pay
$0
PT costs ($50/wk)
-
$0
Money left
$0
Pre-tax Public Transport costs ($50/wk)
$0
Taxable income
$0
Tax paid
-
$0
KiwiSaver (employee)
$0
Take home pay
$0
Money left
$0
With pre-tax
Weekly Savings
$0
Annual Savings
$0
Disclaimer:  This tool is for guidance only. Actual savings may vary based on your income, KiwiSaver settings, or entitlements like Working for Families or student loans. The calculator is based on a Deloitte-prepared tax model and is intended to help you estimate what’s possible.
Pre-Tax Public Transport Savings Calculator | Extraordinary

Pre-Tax Public Transport Savings Calculator

See how much you could save with Extraordinary

$
%
$

Your Weekly Breakdown

Compare your take-home pay before and after using pre-tax public transport

Before Pre-Tax PT
Taxable income $0.00
Tax $0.00
KiwiSaver (employee) $0.00
KiwiSaver (employer) $0.00
Net pay $0.00
PT spend (after-tax) $0.00
Available funds $0.00
After Pre-Tax PT
Pre-tax PT $0.00
Taxable income $0.00
Tax $0.00
KiwiSaver (employee) $0.00
KiwiSaver (employer) $0.00
Net pay $0.00
Available funds $0.00
Weekly Savings
$0.00
Annual Savings
$0.00

Why this matters for your team

Public transport is already cheaper than driving – but when you use pre-tax dollars to cover fares, the savings get even better.
This calculator uses current NZ tax rates to estimate how much an employee could save by using pre-tax income to pay for public transport. Spoiler: it's often hundreds of dollars.

Impact for businesses

The Extraordinary pre-tax transport benefit is approved by the IRD and structured for FBT exemption. It’s fully compliant by design – and this calculator reflects the same logic used in our Deloitte-prepared model, so you can trust the numbers.

Ready to offer public transport benefits the right way?

We'll walk you through setup, savings, and how to offer this FBT-exempt benefit at no extra cost.