Gift Card Breakage Calculator

Stop losing money to unused gift cards. Use our calculator to uncover the hidden costs of breakage and make your gifting program more effective.

Calculate how much money you’re losing to breakage

Number of gift cards you distribute annually
Average gift card value (per employee)
Calculate

Your results

You’re spending an estimated
$
1000
annually on Gift Cards.
Adjust amount
You’re losing an esitmated
$
0
to breakage.*
50
%
Adjust breakage amount
You’re paying approximately
$
0
in card fees.
You’re paying an additional
$
0
in FBT on the breakage amount.**
This would make the total value lost:
$
0
*based on 15% breakage rate before adjustment
**assuming 49.25% FBT rate
The results from this calculator are estimates based on industry averages and global data. This information is intended for general guidance only and should not be taken as professional financial or tax advice. Actual gift card breakage and unspent funds may vary based on your specific business, industry, or region. We recommend consulting a financial professional or tax adviser for guidance tailored to your circumstances. We make no guarantees regarding the accuracy, completeness, or applicability of the information provided by this tool.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

What is breakage?

Breakage refers to the portion of the value of gift cards or digital vouchers that are issued to employees but go unused or unclaimed. This can happen for several reasons, such as the card expiring,  forgetting about it or not using the full amount.

What this means for businesses

Breakage in corporate gifting costs businesses money. Unused gift card balances are wasted funds – money that never benefits your employees or your bottom line. It’s a missed chance to engage your team, as recipients don’t fully benefit from the rewards. Plus, you can’t track where the money is going or if it's even being used at all. The result? A program that doesn’t deliver.

Extra Resources

Blogs

The Hidden Costs of Gift Card Breakage: Are You Losing Money?

Gift cards might seem like a smart reward, but breakage and FBT are costing your business more than you think. Here's what to watch for, and how to avoid the hidden costs.

Blogs

Product Launch: Digital Cards

Digital Cards are here! We've put together some FAQs to help answer any questions you may have.

Webinars & Events

The Science of Happiness and Its Growing Role in Organisations

We share out top takeaways from our event: Is Happiness an HR Goal Worth Pursuing? in partnership with renowned Happiness researcher and coach, Declan Edwards. Watch the full recording below.

Ready to Transform Your Corporate Gifting?

See the difference for yourself. Save money and engage employees with smarter, digital gifting.

Book a Demo